Win on Wealth Review: Scam Or Legit? | Recover Lost Funds

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Is Win on Wealth a scam? How to recover funds from Win on Wealth? Find the answers to all these questions and more in this guide.


Win on Wealth has been identified as a risky opportunity by Intelligence Commissioner users. It is similar to Whizz Network. We’ve received over 4 complaints against Win on Wealth.

The Win on Wealth website lacks transparency about ownership and domain registration. It was privately registered in February 2022. Trong Hoang Luu, a FINRA-barred individual, and AJ Lewis are both affiliated with the company. Win on Wealth’s investment plans are dubious, with uncertain returns and perhaps involving loans and credit fraud. The company operates as an unregulated entity without a license, posing considerable dangers. When interacting with such groups, use caution since they may engage in fraudulent operations.

Get Your Money Back From These Scammers!


Key Takeaways

Win on Wealth has lost investors thousands of dollars
Win on Wealth website owner is anonymous
Vague terms of service

Is Win on Wealth Regulated? Do They Have a License?

The website of Win on Wealth does not provide clear and comprehensive information about its ownership and administration. The website domain “” was privately registered on February 26th, 2022, leaving visitors uninformed about the folks behind the company’s operations.

The website’s footer displays a residential address in Tustin, California, belonging to WOW Win On Wealth. WOW Win On Wealth is listed as a California Stock Corporation (C4847301) incorporated on February 11th, 2022. Trong Hoang Luu is the designated agent for the firm, and Linh Thuy Le is identified as the person responsible for incorporating the company.

Homepage of Win on Wealth

Trong Hoang Luu is an uncommon name. While not conclusively verified, there is a connection between Trong Hoang Luu and California, and this individual has been permanently barred by the Financial Industry Regulatory Authority (FINRA). Luu is prohibited from participating in broker operations or being affiliated with a broker-dealer company due to a ban imposed in 2002. 

The ban is connected to his association with WMA Securities Inc., an insurance fraud conducted by World Money Group Inc. Luu was employed at the Anaheim, California location of WMA Securities, a company that was legally registered in Georgia.

World Money Group and WMA Securities were each fined $200,000 in April 2022 for multiple violations of FINRA’s regulations. FINRA banned Luu due to his failure to comply with the National Association of Securities Dealers’ requests for documentation during their inquiry into WMA Securities.

AJ Lewis, also known as Arthur J. Lewis, is another person connected to Wow Win on Wealth. He currently lives in Homestead, Florida. The precise level and character of Lewis’ engagement with the organization remain ambiguous.

Similarly, Lewis is depicted as a financial professional, and comprehend that he served as the presenter for Win on Wealth marketing events in April 2022. Unfortunately, the marketing videos starring Lewis have been deleted.

It is prudent to exercise caution when contemplating joining or investing in an MLM (Multi-Level Marketing) firm that does not freely provide details regarding its ownership or management. Openness regarding leadership is essential for assessing the legitimacy and credibility of any firm.

The lack of regulation or the presence of poor regulation is a huge red flag. It means Win on Wealth is a scam and most likely, an illegal operation.

Companies offering investment services or opportunities without having a license can vanish without leaving a trace. Furthermore, the lack of a regulatory license allows them to get away with it and face no legal consequences.

That’s why it’s vital for you to always check a company’s regulation status as well as its license information. The presence of a license allows consumers to reach out to an authority if something goes wrong.

In the case of Win on Wealth, victims have nowhere to go due to the absence of a watchdog or license.

You should ask yourself the following questions when you come across a new investment firm or opportunity:

  • Does the investment provider maintain transparency about its CEO?
  • Do they have a license from a renowned regulatory authority?
  • If the need arises, can I reach out to an authority to report this company as a scam?


Trading Conditions and Deposit/Withdrawal Methods at Win on Wealth

Win on Wealth does not offer any physical products for sale, and affiliates are only allowed to promote affiliate memberships.

Affiliates are limited to promoting solely the affiliate membership of Win on Wealth; there are no further products or services accessible for marketing within the firm.


Wealth’s compensation scheme for investments is separated into two segments: a winning segment and a wealth segment.

The multi-level marketing (MLM) aspect of the compensation plan offers payouts that are contingent upon the recruitment of fresh participants into the Win on Wealth program.

Win on Wealth Investment Scheme Part 1 (Baby Loan)

Win on Wealth characterizes the first stage of its investing program as the procurement of a “Baby Loan.”

Win on Wealth affiliates must remit a payment of $400 to initiate the incorporation process on their behalf. This corporation secures a loan of $100,000, which is then allocated as follows:

  • An amount of $30,000 is granted specifically to the affiliate for personal utilization or to strategically leverage to generate riches.
  • The allocation of $30,000 is intended to cover corporate fees, operational expenditures, and various other uses, including the support of the compensation plan.
  • The affiliate’s firm generates a monthly profit of $6,000 by utilizing $40,000 to generate income at a monthly rate of 15%.
  • Out of the total earnings of $6,000, $2,000 is allocated each month for loan repayment. As a result, the affiliate’s net monthly income amounts to $4,000 over 5 years.

Essentially, Win on Wealth affiliates make a $400 investment with the anticipation of receiving an immediate profit of $30,000, as well as an extra $4,000 per month for 5 years.

Win on Wealth Investment Scheme Part 2 (Daddy Loan)

Win on Wealth has designated the second step of its investment program as the acquisition of a “Daddy Loan.”

To be eligible for a Daddy Loan, Win on Wealth affiliates must effectively enlist 10 Baby Loan associates. Presumably, Win on Wealth states that the Daddy Loan consists of a line of credit of $1,500,000, likely facilitated through the same corporate structure.

The allocation of the $1.5 million line of credit is as outlined below:

  • An initial lump sum payment of $50,000 is granted.
  • The corporation has been granted $150,000 for miscellaneous fees.
  • An investment of $200,000 is expected to yield a 15% return, resulting in a monthly profit of $30,000.
  • The affiliate has allocated $15,000 specifically for loan repayment, resulting in a remaining monthly amount of $15,000 for 5 years.
  • The affiliate is left with a total of $1,000,000 for Real Estate investment, as well as an extra $50,000 specifically allocated for relocating expenditures.

To summarize, Win on Wealth affiliates obtain credit and receive an initial payment of $1,100,000, followed by monthly payments of $15,000 for five years.

MLM Commissions Win on Wealth 

Win on Wealth employs a uni-level compensation framework for the distribution of MLM commissions.

In this remuneration structure, an affiliate is situated at the highest point of a uni-level team, and any affiliate they manually recruit is positioned right below them. When level 1 affiliates introduce recruits, these recruits are positioned on level 2 of the original affiliate’s uni-level team. 

The aforementioned cycle persists, where level 2 affiliates are responsible for enlisting fresh members who are then positioned on level 3, and this sequence continues indefinitely, expanding to an endless number of levels in theory.

Win on Wealth enforces a restriction on MLM commissions, capping them at twenty tiers of recruitment. The commissions are distributed among invested funds across eighteen recruitment tiers, with the following breakdown:

Part 1

  1. Level 1 (affiliates personally recruited by the individual) will receive a monthly payment of $400. Level 2 affiliates will receive $200 per month. For levels 3 to 8, the monthly payment will be $100.
  2. Tiers 9 through 18 require a monthly payment of $80.

Part  2

  1. First-tier – $2000 monthly
  2. Level 2 entails a monthly payment of $1000.
  3. Tiers 3 to 8 – $500 per month
  4. Tiers 9 through 18 will cost $400 per month.

The cost of being an affiliate of Win on Wealth is $499. The potential financial liabilities associated with setting up subsidiary companies could reach a minimum of $1.6 million.

However, it’s worth noting that many scammers disable their payment channels before shutting down their operations.

They might give you multiple reasons including:

  • A technical error
  • A glitch in their system
  • Banking issues
  • A “hacking attack”

And many others.

But in 9/10 cases, the scammers actually stop making payments and keep the money to themselves. Hence, the payment methods we discussed here might not work.

If you want to get your money back from a scammer, you’d need to file a chargeback.


Win on Wealth Customer Service: Do They Handle Complaints Well?

When it comes to scammers, you should only measure the quality of their customer service if they respond to your complaint.

In the beginning, scammers tend to remain very accessible.

This means their representatives will keep calling you until you invest with them. Furthermore, they will act friendly and make it seem as if you’re one of their most valuable consumers.

However, they do all this just to win your trust.

Scammers understand that in order to convince someone to give them a large sum, they will need to seem like a friend.

Nevertheless, when you have invested a considerable amount of money and need to get it back, their customer support will become inaccessible.

All of a sudden, their numbers would either stop responding or become unavailable.

Still, they might remain accessible to convince you to invest further. Also, they might begin by making a few excuses regarding your payment.

However, in the end, the customer support won’t resolve your issues and become increasingly unavailable.

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Win on Wealth Reviews: What Do Others Say?

It’s worth noting that many scammers tend to purchase fake reviews. Buying fake reviews has become extremely easy and it’s a multi-million dollar industry.

Scammers like Win on Wealth tend to purchase fake reviews for their online profiles to make themselves seem more credible.

TIME Magazine investigated the fake review industry and estimated it to be worth more than $150 million. Certainly, there are a ton of scammers who want to seem legitimate and a bunch of fake reviews is the most effective way to do so.

That’s why you shouldn’t trust Win on Wealth reviews easily.

It’s easy to identify fake reviews as well. You should look out for 5-star reviews that are posted by temporary accounts (profiles which only posted 1 or 2 reviews on the platform). Also, you should see if the positive reviews share any detailed information about their experience with the firm or not.

In the case of Win on Wealth, chances are, you wouldn’t find many legitimate reviews.

Another prominent way scammers like Win on Wealth enhance their credibility is by burying negative reviews and complaints under a lot of fake reviews.

This way, when you’ll look up “Win on Wealth reviews”, you might not find many complaints. Or, you might find them buried within numerous reviews praising Win on Wealth.

Win on Wealth reviews coverage

You should always look out for consumer complaints. In the case of Win on Wealth, the most common complaints I found were about:

  • Poor customer support
  • Delays in payments
  • High fees and charges
  • Lack of transparency regarding their leadership team
  • Aggressive sales staff

Do you have a similar complaint about Win on Wealth? You can share your complaint in the comment section or submit an anonymous tip.


Is Win on Wealth Legit Or Scam?

Win on Wealth’s lack of transparency regarding the methods used to generate a 15% monthly return raises concerns. It suggests that the company may engage in misleading activities when obtaining loans and credit.

The investment structure entails allocating $200,000 with a purported 15% monthly yield, resulting in a monthly profit of $30,000. Moreover, it is claimed that an investment of $40,000 yields a monthly profit of $6,000 for the affiliate’s firm, resulting in a 15% monthly return. The absence of transparency about the generation of these returns gives rise to accusations of fraudulent activities.

If the returns on Wealth’s Win were indeed legitimate, there would be no necessity for complex strategies to entice affiliates. The utilization of persuasive language regarding “the elites” appears to be strategically aimed at luring individuals into what seems to be fraudulent schemes involving loans, credit, and investments.

The company provides a $100,000 Line of Credit, asserting that it can be easily obtained without the need for a credit check or income verification. The Part 2 Loan, often known as the Daddy Loan, has a Line of Credit of $1,500,000. 

Nevertheless, it is quite unlikely that any legitimate lender or credit organization would offer such significant sums of money for involvement in a potentially fraudulent investment program like a Ponzi scheme.

Win on Wealth’s MLM component functions as a pyramid scheme, as it does not offer any physical goods or services to retail clients. This aspect raises additional doubts about the validity of the company.

Prospective Win on Wealth affiliates are instructed to physically visit the company’s headquarters in Tustin, California, which is represented by Active Capital Holdings Mega Trust LLC. This company asserts to have “corporate offices” in other places. 

However, it is disclosed that Active Capital Holdings LLC, the governing entity, is a Florida corporation founded in 2019 by Arthur J. Lewis, by the “laws of the United States of America” as mentioned. An additional individual associated with the plan is Anna Reyes, although there is limited available information regarding Reyes.

Regarding promotions, Win on Wealth includes the involvement of Michael “Mike G. Deal” Glaspie, a well-known repeat fraudster, which raises more doubts about the company’s honesty. Win on Wealth is alleged to have engaged in securities fraud by operating a 15% monthly passive investment scheme, which is considered a securities offering, in addition to loan and credit fraud. Win on Wealth, Active Capital Holdings Mega Trust LLC, Active Capital Holdings LLC, Arthur J. Lewis, and Anna Reyes are not registered with the SEC, indicating a possible breach of securities regulations.

Notwithstanding these grave accusations, a recent Win on Wealth webinar included a query regarding the SEC, suggesting a deficiency in the company’s disclosure and transparency.

Win on Wealth is an unregulated entity. Although they might fall under the jurisdiction of a watchdog, they don’t have the license to offer financial services to consumers.

The lack of a license means they are not answerable to any regulatory authority. As a result, the people behind Win on Wealth can run away with your money without any prior notice. You should be extremely cautious when dealing with an unregulated service provider.

The absence of a watchdog also means you cannot report to them to anyone.

Also, due to the absence of specific regulations, there is no provision protecting you from the insolvency of this entity. If they go bankrupt, you won’t be able to do anything about it.

Can You Trust Win on Wealth?

All the evidence suggests that Win on Wealth is a scam. If you have lost money to them, there is still a chance you can get it back.

To recover your funds, you’d need to file a chargeback.


Frequently Asked Questions

Is Win on Wealth a scam?

According to the online reviews of this company, it’s highly probable that Win on Wealth is a scam. You should exercise caution when dealing with them.

Can I withdraw money from Win on Wealth?

Yes, you can withdraw your funds from Win on Wealth by getting in touch with one our experts. Get your money back immediately.

Where is Win on Wealth Located?

There is no information available on the location of Win on Wealth.

How do I get my money back from Win on Wealth?

To get your money back from Win on Wealth, you can file a chargeback. Learn more here.

How The Win on Wealth Online Scam Works

Launch a website/app with a generic name

A website or app with a generic name allows scammers to hide behind common Google search results. Marketing such names is easier as well.

Pay influencers & social media pages to promote the scheme

By getting influencers and social media pages to promote their brand, scammers make their shady company seem more legit than it actually is.

Send thousands of emails and make cold calls to potential victims

It’s common for scammers to buy the contact details of people and spam them through email, phone calls, social media messages and other means.

Make victims feel safe through “small wins”

Such small wins usually include a few payments transferred into the victim’s account. This makes them seem more legitimate.

Convince victims into investing large sums of money

Due to the small wins, the victim is now convinced that the company is legit. Now, the scammers try to manipulate the victim into giving them larger sums.

Disable withdrawals & take down the website/app

Once the scammers have recieved a signicant sum, they either stop responding or cite a technical error to freeze their victims’ funds.

Repeat the cycle

After making the money, the scam will shut down and the people running it will launch another and repeat the cycle.

Get Your Money Back Free consultation
If you’ve lost money with Win on Wealth, we can help you get your funds back. Schedule a free consultation with our team of experts and we will have a look.
An expert will get in touch with you within 48 hours.
Win on Wealth Review: Scam Or Legit? | Recover Lost Funds
Win on Wealth Review: Scam Or Legit? | Recover Lost Funds


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